Wednesday, April 25, 2012

Change you change a tire?

Have you seen our latest newsletter?  We want you to know how to change a tire, or at least have towing and labor coverage (it's only 4 or 5 bucks).  Check out the newsletter:

Tuesday, April 17, 2012

If you have a teen driver please read!

The following if from Teen Driving Solutions   facebook page.  

Over the weekend, news articles from around the country reported stories on vehicle crashes that claimed the lives of 7 teenagers. Additionally, as some of these drivers had passengers, most of which were teenagers, there were 10 injured, some seriously. In one instance, twin brothers crashed, one brother (driver) was killed and the other seriously hurt. Most of these crashes involved driving off the road and either over-correcting or slamming into trees. Regardless, at 7 teenagers died in the last 2 days from preventable car crashes. Are you getting worried about your teenager? Let us help you prevent tragedies like this from happening to you.

Insurance for a brand new driver is outrageous, at least $1200 a year.  For that $1200 your are protected for financial harm that your teen my cause in the way of property damages or bodily injury to others that your teen driver my cause.  Please, consider spending $300 to protect your teen driver!  

In fact I will pay $100 for the first 3 of my insureds that sign their teen driver up for this.  Please call us today at 756-5200 

Thursday, April 12, 2012

The Expense of Teen Drivers! So spend another $300!

There is no way around it, having a teen driver is expensive!  You don't see any companies advertising to bring your insurance to them when you have a new driver in your household.  You know why?  Because it is impossible to make a profit with new drivers due to their inexperience and lack of judgement (sorry kids, it's true).

I always have clients call and want to know how to save money.  Well here I go wanting you to spend more money. All that insurance money just protect your cars and other people, how about spending $300 to protect your child.  More young drivers are killed every year than soldiers in the Iraq war.

Please take a look at this web site and youtube video.  Besides being great for your kid you will get a lot of cool points with them because it occurs at an actual race track!

Wednesday, April 11, 2012

How do you do it?

I recently was meeting with a new client, the kind of meetings I really like to have.  This couple was a referral from a business associate, I had already meet with the wife (and the cute little 5 mos old baby), now I was meeting with Mom, Dad and Baby.  Dad asked me," how does this company do it" (in this case it was Erie).

"What do you mean I ask",   "have better coverage with a much lower price" was his reply.  I know this sounds like a commercial, I wish I had it on tape!

My simple answer was advertising. Or lack of it to be specific.  The companies I deal with have a minimal amount of advertising, especially compared to the biggies in the industry:  Gieco  at 900 million , State Farm 300 million  Allstate 500 million, and Progressive 600 million

Man that's a lot of millions!  Bottom line, there is only so much money to go around when running an insurance company.  Everybody has about the same percentage of claims expense, everybody has to pay people to work, everybody has to pay electricity to keep the office open.  Then add these advertising numbers on top of that and BADA BING BADA BOOM.  You have your bill from your insurance company.

So... I am out here on the internet trying to combat these big budgets with my free blog!  Give us a call or visit our budget website and see if I'm telling the truth.

Wednesday, April 4, 2012

Where are your mirrors facing?

I went racing this weekend and was reminded how important it is to have your mirrors adusted correctly. MOST PEOPLE DO THIS WRONG!! Here is a good site to show you the correct way. I have discovered that adjusting my mirrors while at a stop light when I am in the middle lane works the best. Please check this out it may save your life: